The aging population of baby boomers presents a concern for government programs that impact seniors. Primary among them are health care, assisted living, and social security.
Adequate health care for all Americans is outlined in my health care plan. Medicare would be amongst the programs that would be replaced by one health plan for all.
Social security requires small changes to be effective over the next century. First, our government shouldn't be permitted to borrow from this fund. Second, automatic adjustments for inflation, along with increasing the premium caps and ending payouts for the wealthy could extend it considerably.
Much criticism is levied at social security as being a lousy investment. What is lost in return is gained in stability. There could be a small amount of speculation done by individuals, but the allowed investments should taper off in risk as they age. That is, if a twenty-something wants to invest in funds with social security that is fine, but as an individual approaches retirement, this ability should decrease to stabilize their funds.